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  • Wednesday’s Budget to reveal fate of sector’s SITR & CBILS campaigns

    first_img  232 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Wednesday’s Budget to reveal fate of sector’s SITR & CBILS campaigns Tagged with: Budget tax AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis This Wednesday, Spring Budget day, will reveal the fate of the sector’s SITR and CBILS campaigns.With the Government’s Coronavirus Business Interruption Loan Scheme (CBILS) closing to new applicants at the end of this month and its future uncertain, 33 VCSE organisations including Big Society Capital, Social Investment Business, Joseph Rowntree Foundation and Charity Bank, have written a letter that proposes three key asks for Rishi Sunak in advance of the Budget.These are:That the successor loan scheme should continue the exemption of creditworthy charities from the >50% trading criteria. That it should guarantee cover matched to the distinct needs of charities, social enterprises, and community businesses.Without continued access for more social lenders to obtain British Business Bank guarantee accreditation or guarantee allocations available to the sector, the scale and reach of deployment of funding into charities, social enterprises, and community businesses will be limited.The letter says:“Unlike conventional business, they face a double whammy of rising demand and falling incomes. Government should work with social investors, who disproportionately fund organisations in areas of deprivation, to provide accessible and affordable financing solutions. While charities, social enterprises, and community businesses have demonstrated remarkable resilience during this crisis, they generate less surpluses than mainstream SMEs and so will need financial support that is appropriate for their specific business models.” Advertisementcenter_img As well as the letter, other action has included a meeting with Kevin Hollinrake, MP and Chair of the cross-party group on Fair Business Banking, which saw Hollinrake table three questions in parliament last month.The second campaign concerns Social Investment Tax Relief, which enables investors to get 30% off the cost of their investment off their next income tax bill – so if an investor put £100 into an eligible organisation they would get £30 back from government and only £70 of their capital would be at risk. Social enterprises, charities and community businesses have so far raised £15 million using the relief.The SAVE SITR campaign asks for the Government to extend the Social Investment Tax Relief ‘sunset clause’ for a further five years. With 90% of investments taking place outside of the capital, the campaign partners, Big Society Capital, Social Enterprise UK, Resonance and Co-operatives UK, believe extending the tax relief is a simple way for the Government to support its own Levelling Up agenda.With this campaign, Big Society Capital Chair Sir Harvey McGrath met Treasury Minister Jesse Norman to discuss the issues last summer and its team are in touch with the officials working on the relief. Last week they also briefed the special advisors in Treasury via email.Social Enterprise UK estimates that saving and expanding SITR would create 13,500 more jobs and help 4,000 social enterprises over the next five years. In a blog, Big Society Capital Social Sector Engagement Director Mel Mills said that while SITR isn’t perfect, scrapping it in the middle of an economic crisis with no alternative failed to deliver on the Government’s promises to support the UK’s social sector. About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. Melanie May | 1 March 2021 | Newslast_img read more

  • Unemployment climbs to 6.4 percent

    first_imgMontpelier — The Vermont Department of Labor announced today that the seasonally adjusted unemployment rate for December 2008 was 6.4 percent, up seven-tenths of a point from the revised November rate and up 2.5 points from a year ago. The nation s job market deteriorated sharply in the fourth quarter and especially in December, said Patricia Moulton Powden, Commissioner of the Vermont Department of Labor. New estimation procedures indicate that Vermont s job market followed those national trends.The preliminary estimates of nonfarm jobs for December, and the revisions to the estimates for November, reflect substantive changes made in estimation procedures. These new procedures are designed to bring the aggregate monthly change in jobs for individual states into closer alignment with the change in national job counts reflected in the estimates produced and published by the Bureau of Labor Statistics. As a result of these changes, the November and December 2008 estimates are not totally comparable to previous months’ data. This will be resolved with the release of revised (benchmarked) numbers for 2007 and 2008 that will be published in March of 2009. For details of these changes, please contact Andy Condon at the Vermont Department of Labor at 802-828-4153 or [email protected](link sends e-mail).Job GrowthBefore seasonal adjustment, Total Non-Farm (TNF) jobs increased by 1,700 or 0.6% from November to December. An increase is typically expected as we move into the height of the holiday season and the beginning of the winter recreation season. However, the observed job increase was smaller than expected resulting in an annual loss of -6,000 jobs or -1.9%. The largest monthly seasonal increase was observed in Leisure & Hospitality, (4,250 or 14.3%). This was enough to keep annual job growth in the sector slightly positive. Large and unexpected monthly loses were seen in Construction (-1,250 or -8.2%), Retail Trade (-350 or -0.9%) and Other Services, (-450 or -4.6%).When seasonally adjusted, December job levels declined by -2,400 or -0.8% over November and by -5,800 or -1.9% from December of 2007. Only Leisure and Hospitality showed a seasonally adjusted increase in jobs over the month, (+500 or 1.5%).Employment GrowthVermont s unemployment rate grew to 6.4 percent in December as a result of a sharp increase in the number of unemployed (+2,500 to 22,700) and a corresponding decrease in employed Vermonters (-2,500 to 334,200). Vermont s observed December seasonally adjusted employment, unemployment levels and unemployment rate were statistically significant. For comparison purposes, the US seasonally adjusted unemployment rate for December was 7.2 percent, up four-tenths of a point from November 2008. Unemployment rates for Vermont s 17 labor market areas ranged from 3.3% percent in Hartford to 9.8% percent in Newport. Local labor market area unemployment rates are not seasonally adjusted. For comparison, the December unadjusted unemployment rate for Vermont was 6.0 percent, up six-tenths of a point from November 2008 and up 2.3 points from a year ago.last_img read more

  • Guardiola: Sterling won’t be fazed by hostile Liverpool fans

    first_imgPep Guardiola has backed Raheem Sterling ahead of the Liverpool clash. [Picture: Martin Rickett/PA Wire]Manchester City boss Pep Guardiola insists he has no concerns about starting Raheem Sterling at former club Liverpool.The Harlesden-raised Sterling has received hostile receptions and struggled in games back at Anfield since leaving the Reds for City in 2015.Despite being one of City’s key players throughout last season, the England international was used only as a second-half substitute when the sides met on Merseyside in the Champions League quarter-finals in April.But Guardiola claims that was a tactical decision and he is not shielding the 23-year-old, who he expects will learn to cope with the challenges of returning to his old stomping ground.© Tim Goode/PA WireGuardiola said: “The reason why last time he didn’t play was for other reasons, tactical. What I wanted to do was have Kyle Walker on the right side attacking more than him. That was the plan. Sometimes it works, sometimes not.“I don’t think about that (crowd reaction). Even if that happens – maybe it affects him, maybe not – but being so young, he has to learn about that.“When he has been a player for us for a long time, and hopefully it will be for a long time, sooner or later he will go many times to Anfield.“He grew up there, he has a good memories about his period there. Of course the Liverpool fans want (him) to play bad, and he has played bad but he wants to play good. Normally I don’t do it for that reason.” Follow West London Sport on TwitterFind us on Facebookby Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksRecommended for youApartments for Sale | Search AdsApartments in Dubai Might Be Cheaper Than You ThinkApartments for Sale | Search AdsUndoProperty Investment | Search AdsDubai Real Estate Investment Properties May Surprise YouProperty Investment | Search AdsUndoadaily.info10 Most Dangerous Dog Breedsadaily.infoUndoRelocation Target7 Ways to Find a Cheap FlightRelocation TargetUndoEverydaychimpMost Powerful Military Forces in Asia – Check out Hong Kong RankEverydaychimpUndoJobs | Search AdsJobs in Tuen Mun Might Pay More Than You ThinkJobs | Search AdsUndopanzerrush.comPlay this Game for 1 Minute and see why everyone is addictedpanzerrush.comUndoTrendingBoomIncredible Device to Melt Away Neck Pain Takes Hong Kong by StormTrendingBoomUndolast_img read more

  • Stupid Evolution Quote of the Week:  The Evolution of Shopper’s Arm

    first_imgThis week’s prize goes to the Society for Experimental Biology, which, according to EurekAlert, said this in a press release:The next time you are struggling to carry your bags home from the supermarket just remember that this could, in fact, be the reason you are able to walk upright on two legs at all!  How we have evolved to walk on two legs remains a fundamental but, as yet, unresolved question for scientists.  A popular explanation is that it is our ability to carry objects, particularly children, which forced early hominins onto two legs.  Dr Johanna Watson (University of Manchester) will present work supporting this theory on Saturday 31st March 2007 at the Society for Experimental Biology’s Annual Meeting in Glasgow….    Results indicated that when carrying an evenly spread load humans are actually more efficient at carrying than most mammals but carrying awkward loads, such as an infant on one side of the body, uses much more energy.  However this sort of carrying would have been inevitable once early hominins lost the ability to cling on with their feet.  “The high energetic cost of carrying an asymmetric load, suggests that infant carrying would need to generate significant benefits elsewhere in order to be selected for,’ says Dr Watson.This idea raises some follow-up questions not answered in the press release.  Don’t monkeys do quite well carrying their young?  Wouldn’t evolution fix its mistake?  Why is this still a fundamental question?  Why is it still unresolved?  How could tests with humans carrying dumbbells, or computer models of alleged hominids, provide any confidence in explaining unobservable historical events?  If evolution is so versatile and inevitable, why isn’t it helping us carry our shopping bags now?  Is this hypothesis claiming that the loss of clinging feet and the need for carrying infants was sufficient to generate significant benefits elsewhere, like big brains, supermarkets and Societies for Experimental Biology?  If so, and reason was only a by-product of an evolutionary trade-off, how could the Society know this?Follow this line of reasoning far enough, and supermarkets arose by natural selection.  It would be religious to claim intelligent design had anything to do with the origin of paper and shopping carts.  How about a Society for Real Biology for a change.(Visited 9 times, 1 visits today)FacebookTwitterPinterestSave分享0last_img read more

  • How to Spot a Bad Entrepreneur

    first_img Essential Reading! Get my first book: The Only Sale Guide You’ll Ever Need “The USA Today bestseller by the star sales speaker and author of The Sales Blog that reveals how all salespeople can attain huge sales success through strategies backed by extensive research and experience.” Buy Now The following is not a true story, even though it may resemble stories you have you heard. No names will be used, to protect the guilty (and the highly sensitive).A kid decides to open a lemonade stand. He sets up shop at a busy corner, and he sells lemonade for $1.50, pocketing $1.00. His net profit is 67 percent, a very nice amount of money for the value he creates for his customers.A serial entrepreneur (read: wants to get rich quick, not run a business) from San Francisco happens upon this kid and his delicious lemonade. Recognizing potential when he sees it, said entrepreneur offers to invest in the business to help the young kid scale up his budding enterprise. The kid agrees, accepts the investment, and brings the entrepreneur on as an advisor.The kid suggests that they open a second lemonade stand on an adjacent street to pick up traffic his location misses. The entrepreneur explains to the kid that he is thinking too small, that when you have something that works, you need to find investors and scale the business as fast as possible, take it public, and exit a billionaire. The kid likes the sound of that, even though he doesn’t understand what any of it means.A Modern Approach to ScaleThe entrepreneur explains the plan. First, they need an investor deck. The business isn’t going to scale fast enough without the money necessary to exploit the lemonade market in the entirety of the United States now, and the rest of the world starting eighteen months from now. After they have the deck, the entrepreneur, the kid, his bicycle, and the lemonade stand will begin a roadshow to get the first $25,000,000 and start scaling the business. Once they have the money, they will begin to acquire additional cash in the form of debt, leveraging the company as collateral.They open the second lemonade stand, but to speed the revenue growth, they hire an agency and begin marketing. The marketing firm suggests that to create buzz, they need t-shirts, wrist bands, and branded cups with the logo that also keep the lemonade cold. Now the cost structure for the cup of lemonade is just over $4.00, leaving the kid with a loss of $3.50 on every cup of lemonade he sells. The next ten lemonade stands open in quick succession, and the losses being to mount. The entrepreneur tells the kid that the problem is that they are not scaling fast enough, that they need to open more lemonade stands.The entrepreneur and his advisors realize the constraint in opening stores faster is real estate, so he tells the kid they are going to need to secure long-term leases on property to ensure they have the best locations. The kid says he doesn’t know what this means, but now he is on the cover of magazines and featured in new stories as the lemonade wunderkind. Caught up in the hype of his success and his lemonade, he agrees to the long term leases.The marketing budget is to property leases what matches are to a flame thrower. Soon, the kid and his advisor need another round of funding. They’re still losing money on every cup of lemonade, but their revenue is doubling every six months. As they are doing their second round of investments, one investor suggests that losing millions of dollars each year and being saddled with debt commitments that exceed their revenue by 3,700% each year might not be sustainable. The entrepreneur and his advisors quickly share a slide that shows the growth and the future profitability of the company. Money pours in.The End GameThe kid says he is worried about what people are saying about the business. The entrepreneur tells him not to worry; he is getting a bonus, a new car, and a private jet. As the CEO, these are things he is entitled to as part of his role and his image. Besides, they are getting ready to take the company public, the company is valued at $4,000,000,000, even though it loses $400,000,000 a year and has a debt of $8,000,000,000.A financial commentator makes the statement that kid was more profitable when he had a single lemonade stand. The kid rings the bell to start trading. The market responds to the opening by driving up the price of a share of the kid’s lemonade stand as institutional investors and people who want into the next big thing. The next day, the price drops by just over 50% as the short sellers start to attack the stock as being insanely over-valued.If you can’t turn a profit, you are not running a good business, no matter the size. A large enterprise that loses money is not better than a smaller one that turns a profit. If a kid with a lemonade stand nets more money than you at the end of the year, the kid is a better entrepreneur. What you are trying to do is something different than entrepreneurship.last_img read more

  • U2 Offers Free Song For Charity

    first_imgOn Super Bowl Sunday, February 2nd, for a period of just 24 hours, a new U2 song titled “Invisible” will be globally available via iTunes as a free download to benefit (RED).U2 Announces New Song Invisible Free For 24 HoursFor every download, the Global Fund – via (RED) – will receive a $1 donation from Bank of America with the total donation dependent on how many people worldwide download the track. This new partnership sees Bank of America committing $10m to (RED), and has resulted in a $10 million match from the Bill and Melinda Gates Foundation, as well as $1 million each from both SAP and South Africa’s Motsepe Family – bringing the total commitment to $22 million.

“Invisible” is produced by Danger Mouse and mixed by Tom Elmhirst. The video for the track is directed by Mark Romanek (Jay Z – 99 Problems; Johnny Cash – Hurt; Nine Inch Nails – Closer), 60 seconds of which will be shown during a Super Bowl ad break on February 2nd, and on YouTube from 8:00pm GMT the same day.(RED) was set up to channel funds to the Global Fund to fight Aids, TB and Malaria and has already generated more than $240 million since being founded in 2006 by Bono and Bobby Shriver. 100% of the funds raised by (RED) go to the Global Fund as no overheads are removed.(RED) funds are fighting AIDS in 8 African countries — Rwanda, Lesotho, Swaziland, Zambia, Ghana, Kenya, Tanzania and South Africa – where they pay for AIDS treatment, testing and prevention services, with a focus on ending mother-to-child transmission of HIV and achieving an AIDS free generation. (RED) and its partners – from Bank of America, to Starbucks, Apple and more – are united in a global push to end mother-to-child transmission of the deadly HIV virus by 2015, in accordance with the UN Millennium Development Goals.last_img read more

  • Number of movies and TV shows filmed in Surrey on the rise

    first_imgAdvertisement Facebook Advertisement It’s part of the overall film boom in Surrey as the city experiences a busy year for productions.“In 2015 we issued 97 film permits and in 2016, year to date, we have issued 120 film permits,” said Surrey film liaison James Monk.Feature film Why…Killing Gunther setting up to shoot in D/T #cloverdale @CloverdaleNews @CityofSurrey @yvrshoots pic.twitter.com/J5e9GVuHUD— Paul Orazietti (@Paradeguy) August 17, 2016However, he says the majority of shoots in Surrey are typically for the small screen. Login/Register With: Advertisement LEAVE A REPLY Cancel replyLog in to leave a comment Think of Vancouver film locations and some places will instantly come to mind: Robson Street. UBC and SFU. The Steveston waterfront in Richmond.But a small stretch of a community in Surrey is increasingly making its mark.Eight productions have been shot along 176th Street in Cloverdale this year. The latest, Why We’re Killing Gunther, stars Arnold Schwarzenegger and is being filmed in the community’s historic district this week. Twitterlast_img read more