Tag: 上海夜网KW

  • Compliance: CFPB releases guidance on public HMDA data

    first_imgThe Consumer Financial Protection Bureau (CFPB) has released final policy guidance describing the Home Mortgage Disclosure Act (HMDA) data it plans to make available to the public starting this year. The final policy guidance applies to HMDA data compiled by financial institutions in or after 2018 and made available to the public by the CFPB beginning in 2019.The guidance includes modifications to protect consumer privacy. These include the exclusion of certain data from the public HMDA data, including the property address and applicant’s credit score.The CFPB said it also intends to disclose certain information with reduced precision, such as by disclosing ranges rather than specific values for an applicant’s age, the amount of the loan and the number of units in the dwelling. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

  • Oviedo ends Old Trafford hoodoo

    first_img Not since 1992 had the Toffeemen beaten Manchester United away from home. For 11 of those years, Moyes had been the man trying. Press Association If Moyes’ transition period has been difficult, Martinez has slotted into the Goodison hot-seat. Saturday’s 4-0 win over Stoke took them above their hosts in the table and they started with the confidence of a team that has lost just once this season. Lukaku was a menace, with even Nemanja Vidic finding his strength difficult to contain. The Belgian threatened the home goal at regular intervals, bringing one excellent save out of David de Gea after Vidic had been outmanoeuvred on the United left. De Gea also denied Kevin Mirallas and with Ross Barkley and James McCarthy also looking to profit from Lukaku’s industry, at no stage were United comfortable. It took them a good 15 minutes to exert any pressure, although after that they seemed to find space easy to come by without really doing much to exploit it. Evra fizzed a cross into the six-yard area and Ovideo made a vital last-ditch tackle on Antonio Valencia. Unsurprisingly though, United most dangerous moments centred around Rooney. The shot that cannoned back off a post had flicked off Phil Jagielka and Sylvain Distin before it reached its destination, and Howard did well to boot the rebound to safety before Shinji Kagawa could pounce. His failure to turn home Kagawa’s low cross shortly afterwards was a shock, even though it flew through a crowd of bodies, if only because of the form he has been in. Given a second chance, his instinct was right as he hooked the ball goalwards but the power was missing and Everton managed to clear. United began the second half with Evra launching a powerful drive goalwards. However, with Everton again taking charge, the natives were getting restless and saw the introduction of Nani and Adnan Januzaj after less than an hour. The move, which saw Valencia pushed into the right-back slot as Rafael and Kagawa made way, emphasised a lack of invention from United, although Nani blazing over not long afterwards was not exactly the intended response. In contrast, Gerard Deulofeu almost made an immediate impact after replacing Barkley but again De Gea stood firm. The flurry of activity that followed at the other end represented United’s best opportunity of the contest. But once Evra, Welbeck and Rooney had failed, the stage was set and Oviedo ensured Everton got the perfect finale. To rub salt into the wounds, Rooney’s booking after 61 minutes was his fifth of the season and he will now sit out the weekend clash with Newcastle. On Wednesday, with Sir Alex Ferguson watching on, Moyes’ Everton successor Roberto Martinez managed it at the first attempt. Oviedo, signed by Moyes last year, arrived with perfect timing at the far post to condemn United to their fourth defeat of the season, which leaves them 12 points adrift of leaders Arsenal and five off the Champions League places. And United could not say Everton did not deserve their success, for the visitors played with a confidence and verve their hosts could not match. Wayne Rooney struck a post and came close to netting a rebound before half-time. Former United keeper Tim Howard did brilliantly to repel a Patrice Evra header before Danny Welbeck headed the rebound against the bar after it. But this Red Devils outfit are a shadow of their former selves and chants of “sacked in the morning” from the gleeful Evertonians, who had waited 21 long years for this success, merely twisted the knife still further. It turned out Moyes was wrong when he predicted a mixed reception from the visiting fans. Instead it was almost totally negative. The Scot was booed when he first appeared in his technical area and was then sung a very short and abusive ditty, which confirmed 11 years’ service – when he restored Everton’s status as a top-half of the table team – counted for little compared to leaving Goodison Park, then returning for coaching staff and two players. As it happened, only one made the switch and with Phil Jones and Michael Carrick missing through injury, Marouane Fellaini returned to face his former club, still looking to score his first goal for the current one. Bryan Oviedo piled the pressure on David Moyes by slamming home an 85th-minute winner to end Everton’s 21-year Old Trafford hoodoo.last_img read more

  • Giroud strike bags win for Arsenal

    first_imgArsenal coasted to a 1-0 win over West Brom in their final Barclays Premier League home match of the season at the Emirates Stadium. Arsenal then almost made it 2-0 on the break when Podolski got away down the left and his low centre was flicked towards the bottom left corner by Cazorla, but Foster got down to make a superb reaction save. The second half tempo showed little sign of a dramatic improvement, with West Brom aware bar an unlikely away win for Norwich at Chelsea later, then they would have no genuine concerns with two matches still to edge on from 36 points. Gunners boss Arsene Wenger insisted his side would not drop focus ahead of the FA Cup final against Hull in a fortnight’s time and they at least did show some purpose as the hour approached, with Giroud in determined mood chasing down the visitors backline. The France forward was only inches away from connecting with a lovely curling cross from the left by Mesut Ozil, growing into his role following a return to fitness from a hamstring tear. With 25 minutes left, Mikel Arteta was replaced by Kim Kallstrom, the Sweden international signed on loan from Spartak Moscow in January. Tomas Rosicky then soon came on for Cazorla to try to inject some fresh pace into Arsenal’s forward play. Szczesny blocked a determined run from Morgan Amalfitano into the Arsenal box as the Baggies upped their quest for an equaliser. Ozil scuffed his shot after collecting a knockdown from Giroud into the right side of the penalty area. Podolski then – with the whole goal to aim at just six yards out – missed his kick and clipped the ball against the woodwork, before it dropped to a grateful Foster. But for a couple of corners for West Brom, that proved to be the last meaningful action of a game which was for large spells played at a pedestrian pace, the hard work for both sides already done. Arsenal made just one change from the XI which had beaten Newcastle here on Monday night, as Mathieu Flamini came in for Aaron Ramsey, who was rested because of a minor thigh problem but one which is not expected to keep the Wales midfielder out of contention for the FA Cup final. It was a bright start by Arsenal in the May sunshine, with Lukas Podolski driving just wide and then Santi Carzola’s blocked effort flying over. From the resulting corner, Arsenal took the lead. Giroud showed great strength to hold off Craig Dawson, who was man-handling the France forward, and powered a header in at the near post for a 16th Premier League goal. West Brom, four points clear of trouble before kick-off, looked to rally, but with only Saido Berahino at the head of a five-man midfield, they offered little penetration in the final third. James Morrison floated a long-range effort over the bar as he looked to catch Arsenal goalkeeper Wojciech Szczesny off his line. Arsenal were soon back on the offensive, with Flamini sending over a low cross which was kicked away by Baggies keeper Ben Foster. On 31 minutes, Szczesny had his hands stung by a rasping 25-yard drive from Graham Dorrans, which the Poland keeper beat down and Berahino hooked the loose ball over the crossbar, but had been flagged offside. Following Everton’s defeat by Manchester City on Saturday, the Gunners were already secure of fourth spot, and with it a chance of qualifying for the Champions League group stages once again next season. Olivier Giroud headed in his 22nd goal of the campaign in all competitions after 14 minutes, which proved enough to see off West Brom, who are all but secure of their top-flight status with two matches left still to play. Press Associationlast_img read more

  • Rohr Salutes Super Eagles Players for Defying the Odds

    first_imgWORLD CUP 2018 QUALIFIERSBy Femi SolajaSuper Eagles Franco-German tactician Gernot Rohr, yesterday paid glowing tribute to all the players and officials of the Super Eagles following the team’s qualification to play at next year’s World Cup finals in Russia. The three-time continental champions became the first African country to qualify for the tournament and the second time the team will achieve such feat with one match to play since France ’98 qualifying series when the final group match in Conakry against the Syli Stars of Guinea was just a mere formality..“I am very excited to be working with this team: a blend of the experienced and the young and ambitious ones. They are a delight to be with at all times, and I believe we can do more in the coming tournaments and matches to come,” he remarked last night.The Franco-German tactician was engaged early last year at a time the profile of the team was at its lowest after failing to qualify for two consecutive African Cup of Nations tournaments and several coaches the Nigeria Football Federation (NFF) planned to engaged turned down the job, to paved way for the Rohr to step in.“At the beginning of the qualifying series, many people said we were going to be chasing it. But we sat down together and promised ourselves that we would go all out and get the ticket.”The 64-year old tactician hit the ground as soon as he stepped in despite stringent conditions set for him by the NFF that the team must qualify for the World Cup finals. On record, Rohr has played 10 matches, winning six and losing only one. It was perhaps the first time the senior team will play in qualifying series without the perennial agitation for pay rise.His victories include a 1-0 defeat of Tanzania in Uyo in September 2016; 2-1 defeat of Zambia in Ndola in October 2016 at the start of the 2018 World Cup race; a 3-1 defeat of Algeria in Uyo in November 2016; a 3-0 defeat of Togo in a friendly match in Paris in June 2017; a 4-0 bashing of Cameroon in Uyo in September 2017 and; a 1-0 defeat of Zambia in Uyo in October 2017, which guaranteed the World Cup ticket.The only loss was against South Africa’s Bafana Bafana in Uyo, at the start of the 2019 Africa Cup of Nations qualifiers in June 2017.“That match was a big wake-up call for us. Now that we have the World Cup ticket, we will go all out for the AFCON ticket and get it.“When you have a team that has so much self –belief, a lot of things are possible. Age is but a number. I feel young and able and willing to go on working with this group.”Super Eagles last match in the on-going qualifying series will be against Fennecs of Algeria next month but it’s a mere formality but the NFF has assured Nigerians that the team needed the tie to improve its monthly FIFA ranking to be released before the draw ceremony in December.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegramlast_img read more