Category: lnnjipiwcswp

  • Slowing down to see more

    first_imgDuring my time at Harvard, I have heard many conversations about learning.  Most recently, I listened to professors at the Harvard Initiative for Learning and Teaching symposium swap ideas on methods to foster student growth in the classroom.Some professors told stories, others listened and asked questions and commented. How should courses be designed to captivate students?  What makes students consume themselves in learning?  How do we spark curiosity and passion in an age when all the information in the world is right at the student’s fingertips?I am excited that conversations about learning are happening at Harvard, but to answer these questions we need to acknowledge that there are different types of learners. For many students, myself included, just as much learning happens outside of academic buildings as it does in lecture halls and seminar rooms.  I spent many hours in my past three and a half years at Harvard volunteering off-campus. From Allston to Dorchester to New Orleans to the Navajo Nation, service has provided me with the opportunity to apply what I learn in the classroom to the world around me.As a mentor for Strong Women Strong Girls, I may have learned more from my girls than they learned from me.  I mentored in Cambridge and Allston, and my girls taught me about the struggles they face with their educations, and they showed me that profound inequality exists just miles away from one of the most renowned beacons of higher education in the world.  Many of my mentees were caught between two worlds, trying to reconcile the cultures of their parents with their own identities.  In this way, my mentees reminded me of my fifth-grade self, if my younger self had an iPhone and knew how to text.My mentoring experience showed me firsthand how rapidly the world is changing, and how childhood and education have become vastly different in just one generation.  I couldn’t really grasp how quickly the world was shifting until I realized how challenging it is to teach fifth-graders who are constantly distracted by the latest smartphone or tablet.Through public service, I have also witnessed how the world has stagnated. Directing a trip for Alternative Spring Break gave me the opportunity to travel with a student team to New Orleans to tutor children and assist with legal paperwork for residents whose lives were damaged by Hurricane Katrina. For many residents, life is frozen just as it was in 2005.  Children have massive gaps in their educations, and people are still waiting to receive government funding to repair their damaged residences.  As a government concentrator, I study these public infrastructures, and I was taken aback by the tremendous damage caused when these systems fail or are plagued by inefficiencies.I had witnessed injustices in society well before my time at Harvard, but my involvement in service has changed my perspective on the role that I can play in addressing these issues.  For several years, I worked with inequity issues on the Navajo Nation in New Mexico, and Harvard offered the chance to involve my peers in these efforts through starting an Alternative Break trip during J-Term. My peers and I worked in some of the most remote rural areas of the country, performing health screenings on students in Head Start day care centers and delivering firewood to elderly Navajo who could not leave their homes.I oriented my career goals around working to alleviate health and education disparities like the ones I witnessed on the Navajo Nation.  The level of disparity we witnessed between places like Cambridge and the rural parts of the Navajo Nation was equivalent to the disparity between developed and developing countries. The experience was provoking and shocking, but made me and many of my peers reconsider our conception of poverty in the United States.While much of my learning happened outside of lecture halls, I am going to dedicate my next two years to teaching in the classroom, as a member of Teach For America in Boston. I believe that my life has benefited tremendously from my academic experience, but my path has been shaped by my experience with service. When we talk about improving learning, perhaps the most effective solution is to look beyond the classroom to supplement the learning done inside Harvard’s halls.As students, we can’t Google an experience or Wikipedia how we feel when we see something firsthand. What if we tried to spark curiosity by allowing students to take in what they are studying from a source other than a PowerPoint slide? My service experience at Harvard did just that, and although my path has led me back into the classroom, I hope that my students will learn just as much from the world around them as they do from me.If you’re an undergraduate or graduate student and have an essay to share about life at Harvard, please email your ideas to Jim Concannon, the Gazette’s news editor, at [email protected]last_img read more

  • Hydrangea Color.

    first_imgWalter Reeves If you were paying attention in high school chemistry, you know the soil pH determinesthe color of your hydrangea flowers.If you weren’t, or you just don’t remember it, watch “Gardening in Georgia”on Georgia Public Television July 6 and 8. Host Walter Reeves will show you exactly how tochange the color of your hydrangea blooms.Walter will show different ways to stake tomato plants, too, to keep the leaves andtomatoes off the ground.He’ll also take a look at soaker hoses. Sure, they’re easy to use, but how much waterdo they apply to the soil? Walter shows how to figure it out using a plastic bag and abucket.Finally, Walter visits with Tara Dillard for some unique tips on hanging baskets. Tarainserts plants into the side of a hanging basket, not just on top.Thursdays, Saturdays on GPTVDon’t miss “Gardening in Georgia” Thursdays at 7:30 p.m. or Saturdays at 10a.m. on Georgia Public Television. The show is designed especially for Georgia gardeners. “Gardening in Georgia” is produced by the University of Georgia College ofAgricultural and Environmental Sciences and GPTV.last_img read more

  • Australian Tax Office Studying Financing of Northern Gas Pipeline

    first_img FacebookTwitterLinkedInEmailPrint分享Australian Broadcasting Corporation:The Australian Tax Office is investigating the Chinese-Singapore-owned company building the Northern Gas Pipeline from the Northern Territory to Queensland over how the project is being financed. In its latest financial report, released last month, Jemena’s parent company SGSP Assets Pty Ltd revealed: “The Australian Tax Office is currently conducting a transfer pricing audit in relation to the company’s convertible instruments”.The green legal group Environmental Justice Australia (EJA) had asked the Tax Office to investigate the financing arrangements Jemena is using to pay for the 622-kilometre pipeline, running from Tennant Creek to Mount Isa. “We understand the tax office’s investigation into Jemena for transfer pricing likely relates to a 2015 restructure that could potentially see the company avoid paying up to half a billion dollars worth of taxes, leaving the Australian taxpayer out of pocket,” said EJA’s principal lawyer David Barnden.The ATO has recently increased scrutiny of the overseas financing being used by resources companies, Barnden said. “There have been a few high-profile cases against companies for transfer pricing; the latest one was against Chevron,” he said.EJA said it would ask the NT’s Independent Commission Against Corruption (ICAC) — once it is established later this year — to investigate whether Jemena exercised undue influence on the NT Government to gain an exemption from the new national gas rules.“Jemena took part in an 18-month competitive tender process run by the Northern Territory Government to win the right to build, own, and operate the Northern Gas Pipeline,” the company said. “This process also set the access terms including price for use of the pipeline. As a result of this process, users of the pipeline can be certain the pipeline’s tariffs are competitive.”Investment analyst Bruce Robertson from the Institute for Energy Economics and Financial Analysis said he didn’t expect that would remain the case. “A gas pipeline is a natural monopoly,” he said.More: ATO Investigating Jemena over Financing for NT-to-Queensland Gas Pipeline Australian Tax Office Studying Financing of Northern Gas Pipelinelast_img read more

  • Regulators approve massive battery storage project to replace peaking power units in New York City

    first_imgRegulators approve massive battery storage project to replace peaking power units in New York City FacebookTwitterLinkedInEmailPrint分享New York Daily News:They make cell phone batteries, car batteries, and AAA batteries. And then there’s the giant battery set the state OK’d Thursday for construction in Queens — a 316-megawatt behemoth that will hold enough electricity to power 250,000 homes for eight hours.The batteries planned for the Ravenswood Generating Station in Long Island City will replace up to 16 natural gas-fired turbines at the sprawling plant, which supplies about a fifth of New York City’s power. It will be partly operational in March 2021, the state Public Service Commission said.Generators will charge the batteries when electricity demand is low. The batteries will send power out to the grid as needed, the PSC says. The idea is to cut the need for fossil-fueled peak generators, which are turned on when electricity demand is highest — such as hot summer days when New Yorkers crank up the air conditioning. “This facility will displace energy produced from fossil plants during peak periods, resulting in cleaner air and reduced carbon emissions,” said PSC chairman John Rhodes.In 2014, good-government group Environment New York Research and Policy Center ranked the Ravenswood Generating Station as the state’s biggest greenhouse gas polluter. The facility generates electricity by burning more than 3 million gallons of oil per year. By converting some of the station’s real estate into a battery storage facility, officials will be able to better store and distribute electricity produced by zero-emissions energy sources like wind and solar, according to an environmental impact study for the project.Gov. Cuomo in 2018 announced a plan to increase the state’s energy storage capacity to 1,500 megawatts by 2025. The battery facility in Long Island City will store up to 316 megawatts.More: Giant electric battery set will curb Ravenswood plant pollution in Queens, state sayslast_img read more

  • Terrorists Release Attack Techniques for the Olympics − Lone Wolves are Biggest Concern

    first_imgBy Marcos Ommati/Diálogo July 22, 2016 Attacking airports andpublic transportation vehicles, stabbings, poisoning, taking hostages, and placingfalse threats. These are some of the techniques cited by 10 Brazilian jihadistsarrested by Brazil’s Federal Police (PF) on July 21st for incitingand planning possible attacks during the 2016 Olympics in Rio de Janeiro. Theyalso called upon “lone wolves” (people who act alone in terrorist attacks) to goto Brazil. The arrests are part of Operation Hashtag, which monitors otherpeople with possible links to extremist groups. The extremists usedSocial Media to publish 17 techniques to carry out terrorist attacks during the2016 Rio Olympic Games, which start on August 5th. They evenrevealed a schedule of terrorist acts. At the same time, Brazilian authorities hadbeen monitoring a group of about 100 terrorist supporters; the 10 detaineeswere among them. According to theBrazilian Minister of Justice, Alexandre de Moraes, who also heads the FederalPolice, the group communicated through the very popular instant message applicationsWhatsApp and Telegram, and began to draw the attention of the federal agentsthat investigate these cases after “making an oath to the Islamic State” (ISIS,also called Daesh) through the Internet. They had created a channel on Telegramwith the name “Ansar al-Khilafah Brazil,” representing the first time that anative South American openly claims their supposed alliance with ISIS. Even thoughinvestigations have not yet found a direct link between the suspects and ISIS, theirconversations show that they started to “feel part” of the faction, in additionto showing evidence that the attacks could potentially be carried out. “There were a series ofpreparatory acts and, at a given moment, the group showed that Brazil is nolonger a neutral country. In virtue of the Olympics and the arrival of touristsof diverse nationalities, Brazil could become a target,” explained MinisterMoraes at a press conference. According to him, there was a real risk ofsuffering an attack such as the one on Club Pulse, in Orlando, Florida, on June12th, in which 50 people died, could be repeated in Rio de Janeiro. One of the individualsbeing investigated contacted a supplier of illegal weapons in Paraguay, requestingto buy an AK-47 rifle by email. The messages between the Islamic Statesympathizer and the arms supplier are being in the hands of researchers,according to a report in VEJAmagazine, one of the biggest and most important media outlets in Brazil. InJune, VEJA revealed the existence ofa confidential report in which the Brazilian Intelligence Agency (ABIN) definedthe level of terrorist threat for Brazil during the Olympic Games in Rio at 4,on a scale of 1 to 5. Coincidentally, a week beforethe arrests, Brazil deported a French-Algerian nuclear physicist convicted by aParis court in 2012 for his involvement in plotting an attack in France in 2009with an al Qaeda militant in Algeria. Although the Brazilian jihadists may beunrelated to this incident, it is clear that ISIS or ISIS-friendly activities arebeginning to brew in Latin America. Following the latest terroristattack perpetrated by ISIS supporters in Nice, France, on July 14th,Brazilian authorities said they would step up security measures for the Gamesby adding further roadblocks, cordons, and frisking more visitors in Rio deJaneiro. Still, Brazilian authorities insist the country is well-prepared torespond to any kind of threats during the Rio Olympics. Some 85,000 soldiersand police will be on patrol in a bid to secure Rio de Janeiro for the 10,000athletes and the 350,000 to 500,000 foreigner spectators expected to arrive forthe Games. That’s roughly twice the security contingent deployed at the 2012Summer Games in London. As the latestdevelopments show, activities that Brazilian authorities could have considereda mere exaggeration until now prove that the presence of Islamist terrorists inBrazilian territory is now confirmed, so authorities cannot be too careful.last_img read more

  • April 15, 2005 Disciplinary Actions

    first_img Disciplinary Actions April 15, 2005 Disciplinary Actions April 15, 2005 Disciplinary Actionscenter_img The Florida Supreme Court in recent court orders suspended four, reprimanded four, disbarred three, and accepted the resignation of one attorney.The following lawyers are disciplined: Neil Jay Buchalter, P.O. Box 5087, Titusville, reprimanded for professional misconduct following a December 16, 2004 court order. Buchalter is further placed on probation for two years. ( Admitted to practice: 1980) Buchalter failed to preserve a client’s property and failed to act with reasonable diligence and promptness in representing a client. (Case no. SC04-699) Charles David Conway, 813 S. Bay Ave., Beach Haven, N.J., disbarred from practicing law in Florida, effective 30 days following a December 16, 2004 court order. ( Admitted to practice: 1980) Among several Bar violations, Conway engaged in conduct involving dishonesty, fraud, deceit, or misrepresentation; committed a criminal act that reflects adversely on his honesty, trustworthiness, or fitness as a lawyer in other respects; and made false statements in connection with a disciplinary matter. (Case no. SC04-357) Ian Gomez, 2037 First Ave. N., St. Petersburg, reprimanded for professional misconduct following a December 16, 2004 court order. Gomez must complete eight hours of continuing legal education in the area of criminal law within the next reporting period. ( Admitted to practice: 1996) Gomez represented a client in which the representation of that client was directly adverse to the interests of another client. (Case no. SC04-1401) Cynthia Ann Holloway, 184 Baltic Circle, Tampa, reprimanded for professional misconduct following a December 16, 2004 court order. ( Admitted to practice: 1981) Holloway violated or attempted to violate the Rules of Professional Conduct, knowingly assisted or induced another to do so, or did so through the acts of another and engaged in conduct involving dishonesty, fraud, deceit, or misrepresentation. (Case no. SC04-1906) Robert Alan Kerr, 1709 Crossvine Court, New Port Richey, suspended from practicing law in Florida for 60 days, effective 30 days following a Dec. 2, 2004 court order. ( Admitted to practice: 1993) Among several Bar violations, Kerr failed to keep a client reasonably informed about the status of a matter and promptly comply with reasonable requests for information; failed to explain a matter to the extent reasonably necessary to permit the client to make informed decisions regarding the representation; and engaged in conduct in connection with the practice of law that is prejudicial to the administration of justice. (Case no. SC04-341) Maritza Regalado, 2742 S.W. Eighth St., Ste. 202, Miami, disbarred from practicing law in Florida, effective immediately following a December 16, 2004 court order. ( Admitted to practice: 1992) Among several Bar violations, Regalado failed to provide competent representation to a client; failed to keep a client reasonably informed about the status of a matter and promptly comply with reasonable requests for information; and failed to act with reasonable diligence and promptness in representing a client. (Case nos. SC03-1273 and SC04-858) Bertram Shapero, 1128 Royal Palm Beach Blvd., #407, West Palm Beach, disbarred from practicing law in Florida, effective 30 days following a December 2, 2004 court order. ( Admitted to practice: 1982) Among several Bar violations, Shapero engaged in conduct in connection with the practice of law that is prejudicial to the administration of justice; formed a partnership with a nonlawyer; and failed to provide competent representation to a client. (Case nos. SC01-1691 and SC01-2812) Elliot Stanley Shaw, 712 Belvedere Road, West Palm Beach, suspended from practicing law in Florida on an emergency basis until further court order, effective 30 days following a December 3, 2004 court order. ( Admitted to practice: 1974) A review of Shaw’s trust account revealed that there is clear and convincing evidence that he is causing great public harm by misappropriating client funds. (Case no. SC04-2227) John Deighton Simpson, 4435 Lafayette St., Marianna, reprimanded for professional misconduct following a December 9, 2004 court order. Simpson is further placed on probation for two years, effective immediately following a Dec. 9, 2004 court order. ( Admitted to practice: 1978) Among several Bar violations, Simpson failed to comply with Rules Regulating Trust Accounts and failed to comply with the responsibilities regarding nonlawyer assistants. (Case no. SC04-1917) Taryn Xenia Temmer, 1106 N. Parsons Ave., Brandon, suspended from practicing law in Florida on an emergency basis until further court order, effective 30 days following a December 6, 2004 court order. ( Admitted to practice: 1988) Temmer has caused, or likely to cause, immediate and serious harm to her clients and/or the public. (Case no. SC04-2226) Mary Agnes Webster, 13015 S.W. 89th Place, Miami, suspended from practicing law in Florida for 90 days, effective 30 days following a December 9, 2004 court order. ( Admitted to practice: 1986) Webster failed to keep a client reasonably informed about the status of a matter and promptly comply with reasonable requests for information and failed to provide competent representation to a client. (Case no. SC04-2055) Francis Montague Wells, 4911 Park St. N., St. Petersburg, resigned in lieu of disciplinary proceedings, with leave to seek readmission after five years, effective 30 days following an October 14, 2004 court order. ( Admitted to practice: 1968) At the time of resignation, Wells had a case pending at the grievance committee level of investigation. (Case no. SC04-1504) Court orders are not final until time expires to file a rehearing motion and, if filed, determined. The filing of such a motion does not alter the effective date of the discipline .last_img read more

  • Free checking once table stakes, now major differentiator

    first_img continue reading » This week, Bank of America announced it’s doing away with free checking for customers who don’t (or can’t) maintain a daily balance of at least $1,500 or sign up for direct deposit. The decision has caused something of an uproar, and for credit unions, an opportunity.Mega banks, which have been disappointing customers for years, continue to unabashedly demonstrate that their chief priority is profit. Products that require investment, even those that help their customers live a financially healthy life, are increasingly finding themselves on the chopping block. The slashing of free checking, and many other moves like it, appears to be a blatant disregard for the shifting financial habits and preferences of consumers.Several emerging trends point to the continued need for free checking. Here are just a few:Gig Economy Workers Earn DifferentlyDirect deposit is not a given for everyone. In fact, for some, it’s not even an option their employer provides. And with increasing participation in the Gig Economy, even fewer consumers in the future may have access to direct deposit from their jobs. 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

  • CUNA raises $25 million for consumer awareness campaign

    first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr CUNA announced Thursday that credit unions have made more than a $25 million commitment to fund the Open Your Eyes to a Credit Union media campaign to raise consumer awareness about credit unions.Last summer, CUNA unveiled a fundraising goal of $100 million to sustain the program for three years. Working with the state leagues, CUNA said it is continuing to enlist financial support from around the nation.CUNA, which has spent several years developing research-based messaging and creative content for the Open Your Eyes program, is expected to launch the campaign in select regional areas early this year.The Open Your Eyes initiative is designed to get Americans to overcome their misguided assumptions about credit unions and to join a credit union. continue reading »last_img read more

  • 4 ways to identify a tax scam

    first_img 607SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Myriam DiGiovanni After writing for Credit Union Times and The Financial Brand, Myriam DiGiovanni covers financial literacy for FinancialFeed. She is also a storytelling expert and works with credit unions to help … Web: www.financialfeed.com Details Tax filing season is of course a busy time of year for accountants. However, it’s also a bust time of year for scammers, as well.According to a recent Federal Trade Commission report, of the $1.48 billion total reported fraud, consumers lost nearly $488 million to imposter scams in 2018. Fraud schemes range from debt collector calls or emails claiming you haven’t paid your taxes, to someone posing as an official from the IRS or local law enforcement agency threatening arrest, suspension of your driver’s license or some other penalty if you don’t immediately wire funds to pay your taxes. The scams have become increasingly sophisticated and hard to detect.Here is what you need to know about the IRS:The first contact from the IRS is through regular mail delivered by the United States Postal Service.The IRS does not initiate contact with taxpayers by email, text message or social media channels. Even if they call to set up appointments or discuss an audit, you would first receive notification by mail. Only after mailing an official notification of an audit can an auditor/tax examiner follow up by phone. Forward any suspicious emails to the IRS at [email protected] Alleged IRS or tax-debt collection calls should be reported to (800) 366-4484. Payments to the IRS are only payable to the United State Treasury. They do not accept payment in the form of prepaid debit cards, gift cards or wire transfers.IRS agents will NEVER demand that you pay taxes without giving you the opportunity to question or dispute the amount they say you owe.They have to advise you of your rights as a taxpayer. They CANNOT threaten to bring in local police, immigration officers or other law enforcement to have you arrested for not paying your taxes.  The IRS also has zero authority to revoke your driver’s license, business license or immigration status.If an IRS representative calls or comes to a home or business unannounced to collect a tax debt or as part of an investigation, they will always provide two forms of official credentials: a pocket commission and a HSPD-12 card. You have a right to see the credentials and can call the IRS to verify the identity/information on the representative’s HSPD-12 card.last_img read more

  • Asset management roundup: Eaton Vance, Willis Towers Watson

    first_imgLeveraged credit specialist Eaton Vance has launched a multi-asset credit fund that will invest in global sub-investment-grade credit.The fund is an Irish-domiciled qualifying investor alternative investment fund that complies with the Alternative Investment Fund Managers Directive.It will target higher-yielding credit assets, including global high-yield bonds and floating-rate loans, while up to 40% of its assets may be allocated to “opportunistic and risk-reducing fixed income asset classes”, according to the $318.7bn (€281.2bn) asset manager.The fund is available to investors in the UK and Ireland, and is due to be registered in other jurisdictions, too. In other news, Willis Towers Watson (WTW) has launched an equity fund for institutional investors that follows five other pooled funds, including a diversified multi-asset fund.The fund comprises the top 10-15 stock picks from eight top-rated investment managers, with risk managed at the portfolio level.The other four pooled funds followed by the fund are two liquid alternative funds and an alternative credit fund.Together, the six pooled funds have assets under management of around $5bn (€4.4bn).David Shapiro, portfolio manager of WTW’s Global Equity Focus Fund, said the consultancy “would assert that this high active share fund, offered at such a competitive price, is a world first”.last_img read more