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first_imgVANCOUVER (NEWS 1130) – It’s been a strange year for investors, and some financial advisors have been getting more calls from clients concerned about volatility and their RRSPs.As we look to 2019, we’re checking in with some of those investment specialists.The ups and downs have been a bit more extreme at points this year — a 1,000-point increase for the DOW on Boxing Day — then a 600 point drop at one point the next day, before eventually recovering.Matthew Bowyer at Bowyer Financial says his clients have been sharing concerns about the big jumps.“We’ve definitely had an increase in the amount of phone calls and emails we’ve received from clients,” he said. “Mostly along the lines of being concerned if this impacts whether or not they’re on track for retirement, or if they’re in retirement, if this is impacting their retirement, and basically if their financial plan is still on track.”So what should we do heading into 2019?“Not to panic, not to make rash decisions,” Bowyer said of advice he’s giving to those who have concerns.“Human beings have a long, long, long history of making the wrong decisions when it comes to the stock market, and particularly with their investments. It’s very normal for people when the markets go down, to panic and consider selling or moving more conservative, which is often the worst decision you can make — by that time, the markets have already gone down, so all you’re doing is locking in your losses.”Investment advisor Shaun Rickerby with TD Wealth Private Investment Advice in Richmond says it’s worth rebalancing your portfolio if needed — but don’t necessarily rush into big changes.“My own view is to always have a balanced portfolio at all times,” Rickerby said.“Even my most aggressive of clients, I’m going to recommend a certain degree of fixed income to their portfolio. It gives them the flexibility to make opportunistic purchases. Have a look at the portfolio, have a chat with your investment advisor, and form no judgement about the past — just learn from the experiences of the last year, and just have a reflection — is this the asset allocation moving forward?”RELATED: Toronto stocks up on final day of a difficult year for the market“If a tweak is appropriate, that’s great. But I use the phrase ‘an evolution’ of your portfolio might be called for. A ‘revolution’ in your portfolio is probably unwise.”Over at BlueShore Financial, financial advisor Scott Evans advises people not to rush into decisions based on the latest headlines.“Resist the temptation of market timing,” he said. “That can really be your own worst enemy if you let fear guide you. There’s nobody who’s been successful in getting in and out of the markets consistently and having a long term view is what’s going to pay off to help you achieve those longer term goals.”last_img read more

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first_imgWashington DC: Stepping up pressure on Pakistan, the US has asked Islamabad to take “sustained and irreversible” actions against terrorist groups operating from its territory to prevent future attacks and promote regional stability. The State Department statement came as Pakistan, under global pressure after the Pulwama terror attack and India’s air strikes against Jaish-e-Mohammed (JeM) terrorist camp in Balakot in Khyber Pakhtunkhwa province on February 26, started taking actions against some of the terrorist outfits and their leaders over the past few days. In Islamabad, the Interior Ministry on Thursday announced that a total of 121 members of the proscribed groups have so far been taken into “preventive detention” across Pakistan. State Department Deputy Spokesperson Robert Palladino told reporters at his biweekly news conference on Thursday, “I would say that we, the United States notes these steps and we continue to urge Pakistan to take sustained, irreversible actions against terrorist groups that will prevent future attacks and promote regional stability”. “We reiterate our call for Pakistan to abide by its United Nations Security Council obligations to deny terrorists safe haven and block their entry to funds,” he said. Responding to questions, Palladino refrained from giving a direct answer on the move at the United Nations Security Council to designate JeM chief Masood Azhar as a global terrorist. However, he said that the US and its allies in the UN Security Council want to update the UN list of terrorist organisations and leaders. “Our views on Masood Azhar and Jaish-e-Mohammed are well-known. Jaish-e-Mohammed is a United Nations-designated terrorist group that has been responsible for numerous terrorist attacks and is a threat to regional stability. Masood Azhar is the founder and leader of JEM,” Palladino said. Questions on the United Nations Sanctions Committee deliberations are confidential and as such it is not something that the State Department is going to be able to comment on specific matters on the issue, he said. “But we will continue to work with the sanctions committee to ensure that the list is updated and that it is accurate,” Palladino said. At the US Capitol, India’s Ambassador to the US Harsh Vardhan Shringla met Kevin McCarthy, the Republican leader in the House of Representatives and discussed the issue of terrorism. “We must stand strong against acts of terrorism and work together to improve trade between our nations,” the top Republican leader said after the meeting.last_img read more

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He said all party leaders should ensure that the MPs from their respective political parties respect Parliament and act accordingly. A tense situation arose in Parliament yesterday when UNP MP Mujibur Rahman spoke on the death of rugger player Wasim Thajudeen.Opposition members took to the well of the House and protested and some MPs claimed that Rahman was assaulted when he got involved in a heated argument with the opposition members. (Colombo Gazette) The Prime Minister said that following the incident yesterday he was asked if Muslims in Parliament were being attacked since similar incidents do not take place outside Parliament anymore. Prime Minister Ranil Wickremesinghe today called for disciplinary action to be taken against the members of Parliament who were responsible for the incident which took place in Parliament yesterday.The Prime Minister said that even if a member of the United National Party (UNP) misbehaved in Parliament yesterday he will take action against that MP. read more

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The human rights group urged the Council, consistent with the High Commissioner’s call for “sustaining its close engagement,” to work with Sri Lanka until all resolution commitments are fully met. (Colombo Gazette) The UN Human Rights Council (UNHRC) was told today that Sri Lanka has failed to meet some its key commitments to the Council. Human Rights Watch (HRW) told the Council this morning during the 32nd session, that in Sri Lanka, the Government has taken important steps to address the serious human rights problems in the country, including by supporting the Council’s October 2015 resolution. Among these actions is a draft bill to create an Office of Missing Persons (OMP) with strong powers to investigate the thousands of enforced disappearances from nearly three decades of armed conflict. It said the Government has yet to repeal, as pledged, the Prevention of Terrorism Act and replace it with legislation meeting international human rights standards.“Since October, the Government has at times backtracked on its commitment on the judicial mechanism for investigating war crimes and other serious rights abuses by both sides. The October 2015 resolution specifically calls for the participation of foreign judges, prosecutors, investigators, and defense lawyers, which is crucial to ensure that legal proceedings are protected from local pressures and have the independence that a purely domestic process would lack. However, President Sirisena has repeatedly stated, most recently on May 27, that the justice mechanism will not have foreign judges. This gap between the Government’s formal undertaking in the resolution and public statements by senior officials is an unnecessary distraction from making real progress on the pledged justice mechanism with international involvement,” HRW added.HRW said Foreign Minister Mangala Samaraweera’s statement to the Council yesterday that “our commitment to the Geneva resolution remains unchanged” and other Government remarks that any justice mechanism would go forward only with the consent of victims’ groups—which back foreign participation—indicate the Government intends to honor its pledges. “The enacted law should ensure that the OMP’s findings are automatically transferred to prosecutorial bodies,” HRW said.However HRW noted that several of the Government’s key commitments to the Council remain unfulfilled. read more

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According to an investigative team from the UN Organization Mission in the DRC (MONUC), the group, including women and children, were killed in Buramba town in Katsshuru district by mutinous troops from the national Armed Forces of the DRC (FARDC) belonging to a battalion that was a former component of the rebel National Army of Congo (ANC).The former ANC troops, now under a unified FARDC command, took reprisal on 17 December for the killing of three other ex-ANC soldiers earlier that day by FARDC soldiers formerly belonging to the Mayi Mayi militias of the Jackson group, MONUC said in a statement.The ANC is said to identify with the Rwandan Government, while the Mayi-Mayi Jackson Group is said to be allied to Rwandan Hutu rebels in the DRC.The ex-ANC troops secured Buramba and killed those of the 10,000 residents who could not flee, seeing them as supporters of the former Mayi-Mayi who had already left the town.”The exact number of civilians killed in the reprisal could be higher since the ex-ANC troops reportedly burned bodies and killed other civilians in the hills overlooking Buramba,” the statement said.The investigation was hampered by former ANC troops who continued to pester and intimidate the civilian population, the Mission said, while local authorities said the dead were not executed, but had only been caught in cross-fire.The MONUC team said it also heard an accusation that a 12-year-old girl was raped, but was unable to confirm this.Referring to a Security Council resolution of last October increasing MONUC’s deployment and adding 5,900 peacekeeping troops, Mission chief William Lacy Swing told a press briefing at UN Headquarters in New York that the new responsibilities and resources had brought the operation to a critical phase.The National Transitional Government (NTG) has made significant progress but faced daunting challenges in a country that should be Africa’s richest but instead had a gross national product of about $100, he said.As an example of progress, he said it was dramatic that those Congolese who had been facing one another on the battlefield just 30 months ago were now working together in the NTG, he said.A major challenge was to deal with the remaining presence of 10,000 to 15,000 foreign armed groups in the country, who were mainly Rwandan rebels, but also some Ugandan forces in the northeast, he said.A new, fully integrated army had to be formed under a $200 million World Bank programme for demobilization and reintegration of former civil war combatants. Some 385,000 refugees had to be repatriated from the surrounding countries and 3.5 million internally displaced people (IDPs) had to be re-settled within the country, he said.De-mining programmes were among the country’s priorities, with 2,000 deaths from landmines, he said.Meanwhile in other news, Maj. Gen. Patrick Cammaert of the Netherlands, currently the UN Military Adviser in New York, was named MONUC’s Division Commander in the eastern DRC.He will be replaced by Maj. Gen. Randhir Kumar Mehta of India. Video of press briefing [1hr 2mins] read more

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first_imgLiberal Democrat MP Sarah Olney  The Liberal Democrats have consistently opposed Heathrow expansion, plans for which are currently under consultation.Ms Olney unseated Zac Goldsmith as Richmond Park MP in December after he triggered a by-election by quitting the Conservative party in protest at its support for a third runway. Mr Goldsmith was recently selected by the Tory party to stand in the seat again, although he will continue to oppose the plans. Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily  Front Page newsletter and new  audio briefings. The Liberal Democrats have warned Theresa May she “won’t fool anyone” if plans for a third runway at Heathrow are absent from the Tory manifesto.Sarah Olney, whose south-west London seat lies beneath the airport’s flight path, responded to reports that an election pledge has been resisted by Foreign Secretary Boris Johnson and other Conservative critics.According to The Sunday Telegraph, Tory MPs have threatened to reject the party’s manifesto if it promises to expand the major hub.The Conservatives pledged not to build a third runway during the 2010 general election campaign, however the Prime Minister has now backed the project.A Tory spokesman told the newspaper that Mrs May’s announcement in October means there is “no need” to include it in the manifesto.Ms Olney said: “Despite their earlier promises, the Conservatives are dead set on building a third runway at Heathrow.”That would be disastrous for the environment; won’t deliver the economic benefits the Government claim; and will be a blight on the lives of residents across south-west London.”Failing to mention their commitment to expanding Heathrow in their manifesto won’t fool anyone.”It’s clear that Conservative candidates in this election are standing on a platform of building a third runway at Heathrow.” Show more Liberal Democrat MP Sarah Olney Credit:Andrew Matthews/PA wirelast_img read more

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first_imgVale, in partnership with Chemtech, is implementing a new management system for iron and manganese ore units of the company in Brazil, replacing 17 other systems that were being used. Overall, 38 mines, plants and warehouses will have the new system, called Vale Production Management – Mining (GPV-M). The implementation has been completed in 20 units of Minas Gerais, Maranhão and Pará. This initiative will provide more than $70 million in savings until 2020.GPV-M started being developed in 2014 by the Information Technology and Ferrous areas in partnership with Chemtech, a Siemens Group company. Its implementation began in October 2016. It is part of the unique technological platform of supply chain management of the ferrous business – comprising mine, railroad and port – and encompasses the entire production process, from the mine and processing to shipping the product.The change brings three major financial gains. One is the reduction of the IT cost with maintenance and evolution of different systems and platforms, which represents $19 million savings up to 2020. The second gain is the avoided cost to business due to the reduction of operational impacts caused by system downtime. And lastly, relevant gains are expected with more labour productivity and reduction of unproductive hours of the assets, supported by improved usability of the system and greater availability of information for decision-making. These two operational gains are estimated in $53 million in the same period.The shorter downtime (in which the system is “offline”) is the result of more modern and robust technology of GPV-M compared to older systems. The increase of agility and reduction of unproductive hours are obtained by the higher level of integration with automation systems that provide immediate and reliable data, besides requiring less manual work (with typing, for example) and being more intuitive for operators.Another great advantage of adopting a single system is that it allows the standardisation of concepts and indicators in the different units of the company. The whole operational expertise of these units will be gathered into a digital database, facilitating the replication of best practices and internal benchmarking, making the decision-making process more dynamic and competitive.“Over the years Vale has acquired several companies and each one adopted its own system. For the first time we are standardising all these systems,” explains Jonas Chagas, Project Manager. “Now we can compare more easily the performance of our units, thus identifying process improvement points to enable increased productivity,” added Marcelo Baltar, Ferrous Information Manager.GPV-M is capable of processing 1.2 terabytes of information in real time and meet thousand concurrent users. Since it began to be deployed, the system has already been used by a thousand different users, with simultaneous access of 150 users. Because the system is intellectual property of Vale, it will be possible to keep extending the solution in the future and developing new functions from the analysis of the data generated and other technologies.The implementation of GPV-M is in line with the Ferrous area policy to reduce costs and optimise the margin from increased productivity. “GPV-M is one of the foundations of our digital strategy, which aims to establish a platform that will allow Vale to reach new heights of productivity through a combination of new technologies and processes,” says Janio Souza, IT Innovation Manager.Vale says it is investing in information technology to become a more simple, efficient and competitive company in the mining industry. The initiatives aim to integrate the company globally, reduce costs, simplify processes, and impact the business strategically, in order to further increase the company’s productivity level and make it achieve the best health and safety indices.The company is deploying intelligent systems for the planning of the supply chain; Industrial IT solutions, such as fuel and fleet management systems; advanced data analysis, in order to foresee problems, anticipate equipment failures, and influence decision-making; and mobility solutions, such as mobile applications that revolutionise the decision-making of supervisors in operations, besides streamlining processes across the company.last_img read more

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← Previous Story VIDEO: CRAZY GOAL by Norwegian youngstar Next Story → Handball fans decide Women Champions League All-Star team RK Vardar beat RK Metalurg 25:24 (15:14) in their first match of the Play-Off League. Vardar had 25:21 in 55tn minute, but team of Lino Cervar finished match with 3:0 series led by Renato Vugrinec (10 goals). Macedonian champion will be decided on May 8, when Metalurg will host Vardar at “Autokomanda hall”. They need victory with more than one goal…

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The Dutch team made a small surprise by beating EURO vice-champions Sweden 25:24 (13:12) in the first match of Play-Off for the IHF World Championship 2019The Netherlands – Sweden 25-24 (13-12)The Netherlands :  Iso Sluijters 5, Booby Schagen 4, Jasper Adams 4, Kay Smits 3, Toon Leenders 2, Lucas Steins 2, Jeffrey Boomhouwer 2, Ephrahim Jerry 2, Evert Kooijman 1Sweden:  Albin Lagergren 6, Hampus Wanne 4, Mattias Zachrisson 4, Jim Gottgridsson 3, Fredric Pettersson 2, Philip Henningsson 1, Jerry Tollbring 1, Simon Jeppsson 1, Linus Arnesson 1, Lukas Nilsson 1PHOTO: handbalinside.nl ← Previous Story Hungary with +5 from Koper Next Story → When is enough?: A change is due in Pan America read more

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first_imgFor some of us it’s easy for some of us to take the Internet for granted. It’s something that’s just kind of been there, but someone had to come up with this crazy idea for it to become something we now use and rely on in our daily lives. One of the men behind the packet-switching and a true internet pioneer, Paul Baran, dreamed up the Internet’s fundamental architecture 50 years ago. Sadly, Baran died on Saturday from complications of lung cancer.According to the New York Times, Baran helped create the “technical underpinnings” for the Arpanet, which was the government-sponsored precursor to the Internet. Baran worked at the RAND Corporation and outlined the fundamentals for packaging data into what he called “message blocks,” or discrete bundles. These bundles were then sent on different paths around a network and reassembled at their destination, much like the idea behind Willy Wonka’s “Television Chocolate” room where you could beam a whole piece of chocolate from one end of the room in particles to the other end of the room to become a whole chocolate bar. In the tech industry though, this is known as “packet-switching.”According to the NYT, Baran wanted to build a “distributed communications network,” which was less open to attack than conventional networks. He thought that networks should be designed with “redundant routes” so that if one path failed or was destroyed, messages could still be delivered through a similar path.This sounded like a crazy idea, and in fact, AT&T insisted it wouldn’t work when Baran approached the company with the idea in the mid-1960s. In 1969, the Defense Departments’s Advanced Research Projects Agency built the Arpanet, which included Baran’s ideas. Packet switching is still a main part of the Internet’s internal workings.Though Baran is often called the founding father of the Internet, he said in a 2001 interview that the “Internet is really the work of a thousand people.”Read more at the New York Times.[Photo via ibiblio.org]last_img read more

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first_imgHere’s a look at soy leaders talking trade in the news this week:ASA Concerned About Long-Term Consequences Of Trade War ASA Using #NeedNAFTA To Promote Trade Trade War May Impact 2019 Soybean Plantingslast_img

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first_imgThimphu: Saying India is home to among the biggest start-up eco-systems in the world and witnessing transformation in many sectors, Prime Minister Narendra Modi on Sunday said it was a great time to innovate in his country, proposing extensive cooperation between the two neighbours in new areas like space and digital payments. The remarks came while addressing students at the Royal University of Bhutan on the final day of his two-day visit to hold talks with Bhutanese leaders to further deepen bilateral ties.last_img read more

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first_img Share Andrew Schneider/Houston Public MediaHouston Mayor Sylvester TurnerMayor Sylvester Turner said in a statement that early numbers regarding Proposition B – which, if passed, would establish pay parity between local police officers and firefighters — present the City of Houston “with a new set of huge obstacles” and added “the costs will be steep.”According to the Harris County Clerk’s Office, as of 8:43 p.m., 57.69 percent of the votes were in favor of Prop B, with 7.81 percent of the precincts reporting.Turner said in his statement that the only way to establish the pay parity is “cuts in spending, and by far our biggest spending is on payroll.”The Mayor added the “apparent passage of Prop B puts us on course for layoffs” and said the City will have to balance the City’s budget with “an additional $100 million a year added to our expenses.”The Houston Police Officers’ Union (HPOU) also released a statement and said that “many voters were misled by fraudulent messages and posts, or at least confused by the convoluted ballot language.”The HPOU added they will “research appealing to the court system.”last_img read more

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first_imgRemembrances and vigils in the wake of the murder of Michael Mayfield two weeks ago are beginning to fade into memory. In the aftermath, leaders in the Baltimore community are calling for a more community-based and sustained effort to address the issues that drive violence.David Miller, chief visionary officer and a co-founder of the Dare to Be King Project, an organization that supports groups providing services to boys of color, stressed the need for early intervention – identifying aggressive and problem behavior at the elementary-school age level and getting parents and other professionals involved. He is also calling for improved access to mental healthcare services in Baltimore city.Miller would like more resources funneled to groups and organizations already operating within communities affected by violence and that possess credibility with area residents. Too often, he lamented, outside groups, though well intentioned, are limited in their effectiveness by a lack of history with the communities they seek to serve.Adam Jackson, CEO and co-founder of Leaders of a Beautiful Struggle, a policy think tank engaged in advocacy and educational efforts in Baltimore, pointed out that too often violence is thought of in a vacuum rather than within the context of the social conditions that underlie violent behavior.”We don’t really think about the way we can arrange our communities in such a way where people won’t engage in violent behavior,” said Jackson. “If we increase their quality of life, people, generally speaking, will be less likely to engage in violent behavior.”Like Miller, Jackson would like to see more anti-violence efforts undertaken by organizations founded and operated from within the community.The Rev. Ronald Covington, pastor with New Victory Ministries, works with young people and their families. He feels one of the biggest problems is the lack of a concerted effort to address violence in the city. “It’s a sustainability issue,” said Covington. “We can’t have a great program this summer and the violence stems, and we don’t follow up with something positive in the fall, spring, and in the coming years and months.”For Covington, ensuring that anti-violence efforts do not see their effectiveness limited by gaps in initiatives requires that both community-based organizations as well as outside groups be involved. “We need people from outside who have resources, we need people inside who know.”Marshall “Eddie” Conway, a former leader in the Baltimore chapter of the Black Panther Party and a life-long political activist, spoke about the lack of hope that often makes violence a viable option for many young people. “It’s a fatalism that comes from seeing so many of your friends die,” said Conway.Through Friend of a Friend, an organization he founded, Conway addresses youth audiences and noted that “somebody needs to bond with them that cares, that they can see that these people care, that they can understand that there is a possibility of transitioning beyond that age that they see as a block, a glass ceiling to them.”Conway, in his efforts with youth, stresses the importance of knowing one’s history, believing that it is difficult to envision an expansive future when one cannot appreciate that they are also part of a current that stretches far into the past. “If you don’t know who you are, you don’t know your history, you don’t know where you came from, then you can’t make a determination of where you want to go,” said Conway.While a sense of hopelessness may often contribute to the violence that continues to afflict Baltimore city, everyone who spoke to the AFRO focused on solutions, betraying no sense that they viewed the problem as intractable. “We got to intensify our work with young black males who are most at risk for violence,” said Miller. “We can turn this thing around but we got to do things differently.”last_img read more

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first_imgLayoffs are hitting Rare this week, following lackluster performance by the company’s newest release, Kinect Sports Rivals. Reports say that 16 developers will lose their jobs, mostly from the design side of the company. Microsoft has referred to the game as “successful” after launch though it has clearly failed in its attempt to recreate the success of the Wii Sports franchise.Many reviews have referred to the game as well-made, but hamstrung by the control scheme; even with the significant hardware upgrade to Kinect 2.0, losing the controller also means losing control. Kinect still fails to excite core gamers, or to provide the level of control that more skills-focused games like Rivals seem to demand.Since building its reputation during the days of the SNES and N64, the story of Rare has been disappointing and sad more recently. The legendary studio behind some of Nintendo’s most important hits, including Goldeneye, Donkey Kong Country, Killer Instinct, and Banjo Kazooie  has since been acquired by Microsoft and gone on to churn out disappointing sequels and oddball first party projects.Through virtually the entire lifespan of the Xbox 360, Microsoft management seemed to assign Rare any old project that needed doing, regardless of whether that project fit with the Rare brand. It’s unclear whether that strategy was the result of, or actually resulted in, the brain drain that has seen Rare lose the entirety of its original management.This move doesn’t indicate that Microsoft is reducing its long-term plans for Rare; rather this sort of micromanagement of staff implies that the corporation views Rare as a factory for smaller projects. The official comment from Microsoft refers to the need to streamline Rare and other internal studios to make them better able to meet Microsoft’s larger corporate goals of wide appeal and social integration. Those are fine goals, but it does make you wonder why Microsoft bought the Rare name in the first place, if not to exploit that name’s cache with core gamers. The recent news that Microsoft will begin selling Xbox One consoles without Kinect included indicates that focus is shifting away from motion gaming, however.Conker’s remake on the Xbox 360. Why was this not a true sequel?The studio reportedly has multiple projects at some stage of production, but has frequently cancelled projects in the recent past — the only games it has actually released in the past 4 years have been collections of Kinect mini games just like Rivals. The new Killer Instinct was made by developers Double Helix and Iron Galaxy, showing that Microsoft really does not think the Rare name holds much sway any more — and they’re probably right about that.If Microsoft doesn’t trust the new Rare with meaningful franchises, then more of those classic properties should pass to new developers. Properties like Perfect Dark and Conker could do with full-fledged sequels, after all.This year’s E3 will likely grant at least some new insight into the future of Rare, either by their presence of lack thereof.last_img read more

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first_imgJose Baez, the criminal defense attorney for Aaron Hernandez, held a news conference today to release further details of the former Patriot tight end, who committed suicide in a Massachusetts prison in April.In a press conference, Baez revealed that testing done by the Boston University C.T.E center of Hernandez’s brain showed he suffered from severe Stage 3 C.T.E.Baez also announced that a lawsuit will be filed in federal court against the NFL and the New England Patriots on behalf of Hernandez’s daughter.last_img read more

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first_imgRelated posts:Big waves, rip currents hit Pacific beaches Sport fishing season in the South Pacific could generate up to $331 million, study says Costa Rica’s Rincón de la Vieja Volcano explodes again Turrialba Volcano spews ash, vapor Due to an increase in recreational fishing in the coastal zones of the country, and because this is an activity that generates communal and family bonds, an important change was made by discussing the legal aspects of the participation of children and teenagers in this activity. Until recently, Article 69 of Costa Rica’s Fishing and Aquaculture Law regulations prohibited recreational fishing to children under the age of 16.Recreational or sport fishing is an activity that unites the family, promotes the development of skills and abilities important for life, enables closer contact with nature and the comprehension of its basic processes, promotes the knowledge of aquatic biology and enables children to see different sea species, to mention a few of its benefits. Education is one of the most important processes in childhood, and it must go beyond formal learning, thus it becomes necessary to promote recreational activities with educational content.The former fishing regulations, which were modified on Feb. 10 of this year, established that sport fishing would only be allowed for people over the age of 16, which meant that children and teenagers under that age could not ask for a permit required for such activity. The disposition meant an absolute prohibition for children because according to Costa Rican law, the permit is a requirement for someone who wants to participate in recreational fishing.Children under 16 were also not able to participate in fishing tournaments held in the country (although in practice, some tournaments for children were still held). Such exclusion was discriminatory and contrary to the legal principle of superior interest of the child, impeding the integral development of youth.Costa Rican law has been gradually changing to promote the active participation of minors in social life, following the principle of superior interest of the child. Due to this, an executive decree was passed on Jan. 25 changing the fishing regulations to allow for children to fish for fun.The Declaration of the Rights of the Child establishes a series of principles that are fundamental for the protection of their rights. For example, principle seven says that education is not limited to a system of formal and institutional learning: “The child shall have full opportunity for play and recreation, which should be directed to the same purposes as education; society and the public authorities shall endeavor to promote the enjoyment of this right.”Costa Rica’s Constitution protects the right of children to have access to recreation in equal conditions under the law, according to article 33, and this same right is stated in the Convention of the Rights of the Child. These fundamental rights and principles are also stated in article 56 of the Code on Childhood and Adolescence, which says that children have the right to receive an adequate education oriented to the development of their full potential.Also, it must be pointed out that the age discrimination inherent in article 69 of the fishing regulation was absolutely unjustified, because recreational fishing is not a dangerous or inappropriate activity for children. Additionally, it is not an activity which the State should discourage for environmental reasons: the impact of recreational and sport fishing on the environment is practically nonexistent.The reform of article 69 of the fishing regulation is intended as a means to reach the objectives of the National Plan for Sustainable Tourism Development 2010-2016 created by the Costa Rican Tourism Institute. With the reform, it will be possible to reduce the seasonal nature of tourism by promoting fishing tournaments in the low season, which will now be able to include children and teenagers. This will stimulate family education in the adequate practices for sustainable fishing, as well.The prohibition of leisure fishing for minors under the age of 16 was not only contrary to the superior interest of children and their fundamental rights, but also limited both their education and recreation. Such a restriction ruined the possibility for children to participate in an activity that is great for their integral education and skill development.Definitely, the reform must be applauded since it benefits children, recreational and sport fishing and the country as a whole.Germán Ignacio Pochet Ballester is an environmental law specialist at BIOIURIS. He can be reached at gpochet@legalambiental.com. Facebook Commentslast_img read more

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first_imgCordray Addresses Income Inequalities September 4, 2017 730 Views CFPB Richard Cordray 2017-09-04 Brianna Gilpin While many enjoyed their Labor Day Monday, Consumer Financial Protection Bureau (CFPB) Director Richard Cordray attended the American Federation of Labor and Congress of Industrial Organizations (AFL-CIO) Labor Day Picnic to discuss three forms of financial inequality deepening the divide between those trying to stretch their dollar and the wealthy.According to Cordray, the U.S. used to embody the principle that if you work hard and act responsibly, you can get ahead in life, but now the greatest share of income growth rests in the hands of the affluent. This is due to three forms of financial inequality: inequality of wealth, unequal access to financial services, and lack of access to traditional credit.Inequity of wealth differs from income because it covers all accumulated assets. Cordray said, “estimates indicate that the share of wealth held by the top 1/10 of 1 percent in the United States tripled over the past 30 years. In contrast, during the financial crisis, the bottom fell out on millions of people whose wealth was tied up in their homes, in many communities and certainly in communities of color.”Because of the many financial crisis predatory practices, Cordray said homeownership was ruined for many Americans through foreclosure and tarnishing of credit. That is why the CFPB put protections in place so that homebuyers won’t be set up with mortgages they cannot afford. However, the CFPB can’t erase the time it will take to restore wealth in these families.“Another significant form of financial inequality, which is unequal access to financial services, compounds the problems created by income and wealth inequality,” Cordray said. “About 10 million households in the U.S. do not use banks. But living without a bank account is expensive.”Without a savings account, no interest is earned and cashing a check or paying a bill comes with fees. Because this takes time and costs additional money, it makes it harder for those without banks to climb the economic ladder. To remedy this, the CFPB is working to make banks and credit unions offer low-risk checking accounts or prepaid accounts.The third form of financial inequality the CFPB Director discussed was lack of access to traditional credit. Despite the fact that credit can help cushion economic shocks or allow consumers to borrow for a car or education, 26 million individuals are “credit invisible,” meaning they have no formal credit history. The CFPB is working for more accurate credit information, transparency so that consumers aren’t unfairly denied credit and the removal of discriminatory lending practices.center_img Share in Daily Dose, Featured, Government, Newslast_img read more

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first_img – / 19 The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Derrick Hall satisfied with D-backs’ buying and selling Top Stories Tillman laterechoed similar sentiments after the Sept. 11, 2001, attacks and his subsequent retirement from football after that season, just four years into his NFL career.So when Moore found out that Tillman had enlisted in the Army and would be deployed to Iraq, it didn’t surprise him one bit.“He expressed that he wanted to do something that mattered. That was important to him. He didn’t think he had done anything at that point.”Tillman only knew one way, Moore said, and that way was going through life with unbridled conviction. The hits during practice, his philosophies on life, leaving a prosperous NFL career behind to enlist in the Army — everything fell in line with that all-or-nothing mentality.Tillman was killed by friendly fire in Afghanistan just over 10 years ago at the age of 27. Moore said he has photos of his fallen friend hanging in his house in Arizona.“He was fighting for something he truly believed in,” the Bills assistant said. “He was trying to satisfy an urge in himself, something that hadn’t sat well with him. He wanted to give back and I think he went out in the way in which he wanted to, fighting for his country.” Former Arizona Cardinals wide receiver Rob Moore was coming off a career season when safety Pat Tillman joined the team in 1998.Now a wide receivers coach for the Buffalo Bills, Moore reflected on his early experiences and eventual friendship with Tillman on the team’s website for Memorial Day.Moore said the Cardinals rookie hit him and took him to the ground during a 7-on-7 drill that was supposed to be non-contact.center_img “So naturally, he and I got into a slight scuffle,” the receivers coach told BuffaloBills.com.But before he let hot-headedness cement his views on the rookie, Moore got a recommendation that would turn that hit into something much more meaningful.“One of the coaches said, ‘Look, instead of fighting the kid, why don’t you pull Pat aside and try to teach him to be a pro.’ So I kind of took him under my wing.”From then on, Moore was assigned to Tillman. The two sat next to each other on every team plane ride, where Moore would quickly come to know Tillman’s strength of character and “scary intelligence.”Moore said he would talk with the former Arizona State standout about everything from politics and literature to fatherhood while on the team plane. The two continued to square off against each other frequently in practice.“We had a friendship, and it went beyond the white lines of football,” the 10-year pro said.Even though Moore, now 45, retired from football after the 1999 season, he remembered Tillman saying back then, “I haven’t done a damn thing … I’m just a football player,” in consideration of how both his father and grandfather fought in wars. 0 Comments   Share   Former Cardinals kicker Phil Dawson retires Grace expects Greinke trade to have emotional impactlast_img read more

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first_imgPolice on Friday arrested a 20-year-old man from Liopetri, in Famagusta, on suspicion of robbing a bakery earlier in the day armed with a speargun trident.The man was arrested at 2pm and according to police, he has admitted to carrying out the early morning robbery.Police said he surrendered €75, saying it was the money he had taken.The man is expected to be brought before a court on Saturday.According to the bakery worker, at around 4am, an unknown individual who had covered his face with a hood and was wielding a fishing trident went into the shop and threatened members of staff.He then forcibly opened the drawer under the register and took a small bag with money. The bag contained some coins and an unknown amount of cash. You May LikeHealthyThe top 9 surprising health benefits of ginger | GuideHealthyUndoSmall Business Loans | Search AdsSmall Business Loan Programs Could Be Available to AnyoneSmall Business Loans | Search AdsUndoThe Design Inspiration20 Gardening Tricks Your Neighbours Don’t Want You to KnowThe Design InspirationUndo House rejects presidential veto over repossession lawUndoTwo of serial killer’s victims buried in PhilippinesUndoRouhani hopes British PM Johnson’s “familiarity” with Iran will help improve relationsUndoby Taboolaby Taboolalast_img read more

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